Drowning...

04/12/2026

what do you do when you are 42 with a part time job and more bills than money? I am having a panic attack!! as we get closer to closing my moms estate a couple bills are past due by a couple months, im going to use my federal tax refund to make a payment on one to bring it down. None of the applications that i have put in for full time positions since my mother passed in August 25 have panned out. I think im on my 150th application with only 1 interview that didn't go anywhere! I am at my whit's end.... Do i take out a home equity line of credit? so somethings are consolidated and paid off so there not little payments?

Bills:

PHone bill - 140

st loans 160 Remaining balance is $8k

cancer policy 1 67.10

cancer policy 2 44.48

Electric bill $35 ( ty solar)

gARBAGE BILL BEHIND : SO ITS $400

propane /ethanol bill $4k also behind ( this is where my $600 tax reffund is going)

Dog: Needs Shots ( $300)

Grocries are about $150-160 every two weeks

my Car payment is $181 every two weeks

my bf has his phone, car and pay for our car insurance

Insurance will go up in may DUe to (house, farm ground libiality and the 2 cars will all be on one policy) 840 a month unless i can get cheaper somewhere but my moms's current company was $20 difference... so

Capital one cc 1800 maxed out

Citi credit 900 maxxed out

I just want to work a full time job, with less crazyness than my part time job. This past week i've covered for co-workers who were sick, got written up for missing things on Food safety eval, and for not paying attention to something very criticial. I already told my boss i don't think Im manager material. I mean when i accepted this promotion it was only a manager on paper the only things i had to do was open the store and count the safe that was it... Now Im expected to do all the mangerial things without much training. Its so over whelming. What is communicated as expected and what is dont match up and so i get all confused as to what is really expected of me.

This week for work i will open once with a new person who will be on thier Second day, and 2nd time with someone i normally open with. I am scared I am going to get fired before I find something else.. and i really need to find something.

My Avon has been slow as hell as well. so i've been debating giving it up after being in for over 15years this year. *sighZ* i just need something to go my way for once.